Everyone says just buy the index and chill, and honestly that logic is solid. Broad ETFs give you diversification, lower stress, and that true “set it and forget it” energy.

But then you look at $MSFT, $AMZN, $META, and $GOOGL and it’s like… these are the market in a lot of ways. Strong cash flow, dominant positions, long-term growth narratives.

So the real question is diversification vs conviction. Do you want smoother returns, or are you okay riding bigger swings if you believe these companies keep winning long term?