Trump is calling for a 10% cap on credit card interest rates, taking direct aim at APRs that often run 20%–30%+. The proposal is being framed as a win for consumers struggling with debt, but it could put pressure on banks and card issuers like $JPM, $BAC, $C, and $WFC, where credit cards are a major profit driver. Supporters see immediate relief for households, while critics warn a hard cap could tighten credit, cut limits, or push higher-risk borrowers out of the system. Investors are now watching how financial stocks react if this idea gains real traction. So is this a genuine consumer-first move, or a policy headline that ends up reshaping the credit market in unexpected ways?