Estate planning can stir up strong emotions, especially with blended families. On The Ramsey Show, a caller was upset her husband wanted to leave 20% of his 401(k) to his daughter from a previous marriage and 80% to her—even though she’d be financially fine. The discussion highlighted how money decisions often get tangled with old family wounds and guilt. Estate pros say naming 401(k) beneficiaries is as crucial as making a will, and hard conversations with family now can prevent problems later. If you're dividing assets, consider involving a pro to mediate, and make sure everyone knows the plan before it goes into effect.