Retail isn't collapsing as fast as the headlines imply. Realty Income (O) and EPR Properties (EPR) are REITs focused on retail and entertainment properties respectively, both offering monthly dividends and high occupancy rates (O at 98.6%, EPR at 99%). Realty Income’s tenants are big names like 7-Eleven and Dollar General, while EPR leans into experiences—think theaters and water parks. Global X Nasdaq 100 Covered Call ETF (QYLD) pays out monthly too, but through an options strategy that generates above-average yield (13.6%), although payouts can be inconsistent. If you're looking for reliable monthly income, these are worth a look, but as always, don't put all your eggs in one basket.