Chasing high dividend yields can be risky—sometimes big yields just signal a stock’s in trouble or a payout is unsustainable. But if you stick to reliable Dividend Kings with buy ratings, you lower that risk. For example, Northwest Natural Gas (NWN), Federal Realty Investment Trust (FRT), and Stanley Black & Decker (SWK) are top-rated for both yield and consistency. NWN’s yield is about 4.9% with a payout ratio at the upper comfort limit for conservative investors (65%); FRT yields 4.95% with a 92% payout, typical for REITs; SWK yields 4.7% but has a high payout ratio at 74%, which may need monitoring. Holding these kinds of stocks isn’t totally passive—keep an eye on their fundamentals and payout ratios to make sure those dividends keep coming.