MarketPlays: MarketPlays: Bank Of America Corp. Stock (BAC) Price, Earnings & Analysis

Company Overview

Name

Bank Of America Corp.

52W High

$60.83

52W Low

$43.80

Market Cap

$422.2B

Dividend Yield

1.882%

Price/earnings

1.12

P/E

1.12

Dividends

Dividends Predicted

Sep 9, 2026

$0.05 per share

Sentiment

Score

Very Bullish

Low

Neutral

High

100

Trade Volume

Score

Neutral

Low

Neutral

High

100

Income Statement

Total Revenue

$30.3B

Operating Revenue

Total Gross Profit

Total Operating Income

Net Income

$8.6B

EV to EBITDA

$5.20

EV to Revenue

$1.83

Price to Book value

$1.53

Price to Earnings

$13.96

Additional Data

Investment Securities Interest Income

$33.4B

Total Interest Income

$33.4B

Total Interest Expense

$-17.6B

Net Interest Income / (Expense)

$15.7B

Other Service Charges

$10.9B

Net Realized & Unrealized Capital Gains on Investments

$3.6B

Earnings History

Estimated EPS

Reported EPS

N/A

Company Overview

Name

Bank Of America Corp.

52W High

$60.83

52W Low

$43.80

Market Cap

$422.2B

Dividend Yield

1.882%

Price/earnings

1.12

P/E

1.12

Dividends

Dividends Predicted

Sep 9, 2026

$0.05 per share

Sentiment

Score

Very Bullish

Low

Neutral

High

100

Trade Volume

Score

Neutral

Low

Neutral

High

100

Income Statement

Total Revenue

$30.3B

Operating Revenue

Total Gross Profit

Total Operating Income

Net Income

$8.6B

EV to EBITDA

$5.20

EV to Revenue

$1.83

Price to Book value

$1.53

Price to Earnings

$13.96

Additional Data

Investment Securities Interest Income

$33.4B

Total Interest Income

$33.4B

Total Interest Expense

$-17.6B

Net Interest Income / (Expense)

$15.7B

Other Service Charges

$10.9B

Net Realized & Unrealized Capital Gains on Investments

$3.6B

Earnings History

Estimated EPS

Reported EPS

N/A

Upcoming Earnings

We were not able to find an announced earnings date for this symbol yet. Check back again later

Company Info

CEO

Brian T. Moynihan

Location

North Carolina, USA

Exchange

NYSE

Website

https://bankofamerica.com

Summary

Bank of America Corporation provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide.

Company Info

CEO

Brian T. Moynihan

Location

North Carolina, USA

Exchange

NYSE

Website

https://bankofamerica.com

Summary

2 min read

Quick Summary

Bank of America Corporation is one of the world’s leading financial institutions, offering a comprehensive range of banking and financial services to a broad array of customers worldwide. The company serves individual consumers, small- and middle-market businesses, large corporations, institutional investors, and government entities. Its offerings span everyday banking products, lending, investment, wealth management, and commercial banking solutions. The bank has a significant presence in both retail and commercial banking sectors and has invested heavily in digital banking and technology to enhance customer experience and optimize operations. With origins dating back to 1784 and headquartered in Charlotte, North Carolina, Bank of America’s vast employee base and extensive suite of services make it a central figure in the global finance industry.

The Bull Case

Bank of America’s primary strengths lie in its massive scale, diversified revenue streams, and deep relationships across various customer segments.
The company’s longstanding brand reputation and national footprint give it significant market share and visibility.
Its ongoing investments in digital banking and technology have enabled efficient operations and superior product offerings.
Robust balance sheet, liquidity, and consistent dividend growth provide stability and appeal to investors.
The proactive approach to evolving customer needs, including enhanced rewards programs and digital tools, supports strong customer retention and acquisition.

The Bear Case

Bank of America faces several weaknesses, including pressures from high operating costs and the cyclical nature of the banking industry.
The company’s exposure to slowing sectors, such as the mortgage business, has led to personnel shifts and reduced bonus potential for some employees.
The bank has recently lagged behind key competitors like JPMorgan and Citigroup in stock performance.
Additionally, reliance on net interest income exposes it to adverse changes in interest rates and regulatory environments.
The negative market reaction to significant shareholder sales, like Berkshire Hathaway’s partial exit, suggests sensitivity to investor sentiment.

Key Risks

Key risks for Bank of America include macroeconomic volatility, such as rising or persistently high interest rates, which can suppress loan demand and weigh on net interest margins.
Downturns in real estate or broader financial markets could increase credit losses and provisioning requirements.
Regulatory changes remain a constant risk, impacting compliance costs and operational flexibility.
Competitive pressures from both traditional institutions and fintech disruptors threaten growth in core business lines.

What to Watch

UpcomingDuring the most recent quarter, Bank of America reported revenue and profit that surpassed analysts’ expectations, with net income reaching $6.9 billion (or $0.83 per share) and revenue up 1% to $25.4 billion.

UpcomingThe quarter featured strong growth in investment banking fees and higher sales/trading income.

UpcomingThe company also reallocated fewer than 200 employees from mortgage and wealth management roles in response to high interest rates and a slowing housing market, in line with actions by other large banks.

ExpectedLooking ahead to the next quarter, Bank of America is expected to report higher earnings per share ($0.79, up nearly 13%) and revenue increases (to $25.25 billion, up 15%).

Price Drivers

Bank of America’s stock price is primarily influenced by its quarterly earnings reports, analyst expectations, and projections for future growth.
Macroeconomic variables such as interest rate changes, inflation, overall market volatility, and trends in the banking sector strongly affect its valuation.
Internal measures like branch expansion, investments in digital services, and cost management also play a critical role.
Investor sentiment, major shareholder moves such as Berkshire Hathaway’s stake reduction, and performance relative to industry peers further dictate stock performance.

Market Trends

Broader market trends impacting Bank of America include a recovering US stock market and increased stock market optimism, especially among financial sector stocks.
Although interest rates remain elevated, the anticipation of eventual cuts should relieve pressure on net interest income and promote loan growth.
There is heightened industry focus on digital transformation, with both traditional banks and fintechs investing in customer-facing technology and innovative products.
Rising costs and consolidation in the mortgage sector, driven by housing market slowdowns, remain prominent.

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Topics: Company overview • Products • Competitors • Strengths & Risks

Symbol's posts

@EmmaStone 3 hours ago

The U.S. economy may be stronger than expected

is drawing attention after CEO Brian Moynihan said the U.S. economy has proven more resilient than many expected, despite higher interest rates and ongoing uncertainty. Strong consumer spending and steady business activity have helped support growth, giving investors a more optimistic outlook as markets continue watching the Fed for its next move. Do you think the economy can keep surprising to the upside, or is a slowdown still coming?

@Ethancollins 15 hours ago

Bank of America sees a stronger economy

is back in focus after CEO Brian Moynihan said the U.S. economy has been more durable than many expected, pointing to resilient consumer spending and overall economic strength.The comments come as investors continue debating whether the economy can avoid a sharp slowdown despite higher interest rates and ongoing uncertainty around the Fed.Do you think the U.S. economy is stronger than Wall Street expected, or are tougher times still ahead?

@IsabelLynn 1 month ago

Bank of America looking steady

i have been watching Bank of America lately and it is interesting to see how steadier yields are helping the sector. do you think will keep this momentum if credit conditions stay stable through the summer?