Momentum is fading on efforts to revive enhanced Obamacare subsidies as open enrollment wraps up. With Congress leaving town and no deal in sight, higher premiums could pressure enrollment numbers and ripple through the healthcare space. Insurers and managed care names like $UNH, $CVS, $CI, $HUM may see shifting dynamics if fewer people stay covered, while hospitals could also feel downstream effects if coverage gaps widen. Do you think lawmakers step in later with a fix, or is the market already pricing in a prolonged subsidy gap?