Truist analyst Arvind Ramnani released a note suggesting GenAI is compressing decades of tech evolution into the next few years. He believes the value will shift toward companies converting raw AI capabilities into specific systems and highlighted two stocks. Duolingo (DUOL) is using AI to speed up content generation. They launched over 140 new courses in the past year compared to about 100 in the previous 12 years combined. Revenue came in up 41% for the quarter. The analyst set a Buy rating with a $245 price target. Lemonade (LMND) is the second pick. The company is using AI to automate underwriting and claims, which is cutting costs. They reported that 55% of claims are now processed instantly. Revenue grew 42% year over year. The analyst set a $98 target, though the general Wall Street consensus is still a Hold.