Block Inc. (NYSE:XYZ) just got upgraded to Buy by Truist Securities after a 20%+ drop in its stock, citing an improved risk-reward profile despite concerns over credit risks related to its Cash App Borrowing. Truist also increased its 2026 EPS forecast slightly above consensus. TD Cowen echoed this with another Buy rating and a higher price target, saying the stock looks oversold post Q3. Block’s Square segment is noted as a positive offset to current risks. Thoughts on whether this dip is actually a buying opportunity?