Purpose

The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:

• The personal data we will collect;
• Use of collected data;
• Who has access to the data collected;
• The rights of Site users; and
• The Site's cookie policy.

This Privacy Policy applies in addition to the terms and conditions of our Site. This Privacy Policy may be updated for any reason at any given time and each version will apply to information collected while it was in place. We will notify you of any material changes to our Privacy Policy by posting our new Privacy Policy on our Site. Please review this Privacy Policy regularly for any changes.

We ask you to please review this Privacy Policy and contact us at privacy@marketplays.com for any questions you might have. By actively using our services you accept our Privacy policy, which is incorporated by reference to our Terms & Conditions (T&C's). If you do not agree to this Privacy Policy, please do not access the Sites or otherwise use the Services.

GDPR

For users in the European Union, we adhere to the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, known as the General Data Protection Regulation (the "GDPR"). For users in the United Kingdom, we adhere to the GDPR as enshrined in the Data Protection Act 2018.

Consent

By using our Site users agree that they consent to:

• The conditions set out in this Privacy Policy.

When the legal basis for us processing your personal data is that you have provided your consent to that processing, you may withdraw your consent at any time. If you withdraw your consent, it will not make processing which we completed before you withdrew your consent unlawful.

You can withdraw your consent by contacting the Data Protection Officer at privacy@marketplays.com.

MarketPlays is based in the United States. In case you are accessing our website from the United Kingdom, the European Union, or other regions in the world, please note that your personal data will be transmitted to MarketPlays servers that are based in the United States. The U.S. may have data protection laws less stringent than or otherwise different from the laws in effect in the country in which you are located. Where we transfer your personal data out of the EU or UK, we will take steps to ensure that your personal data receives an adequate level of protection where it is processed and your rights continue to be protected.

Legal Basis for Processing

We collect and process personal data about users in the EU only when we have a legal basis for doing so under Article 6 of the GDPR.

We rely on the following legal basis to collect and process the personal data of users in the EU:

• Users have provided their consent to the processing of their data for one or more specific purposes.

What We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

Data Collected in a Non-Automatic Way

We may also collect the following data when you perform certain functions on our Site:

• Email address.

This data may be collected using the following methods:

• Creating an account.

How We Use Personal Data

Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.

The data we collect when the user performs certain functions may be used for the following purposes:

• Communication.

Who We Share Personal Data With

We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Other Disclosures

We will not sell or share your data with other third parties, except in the following cases:

• If the law requires it;
• If it is required for any legal proceeding;
• To prove or protect our legal rights; and
• To buyers or potential buyers of this company in the event that we seek to sell the company.

If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.

International Data Transfers

MarketPlays LLC is based in the United States, and we process and store information on servers located in the United States. We may store information on servers and equipment in other countries depending on a variety of factors, including the locations of our users and service providers. By accessing or using the Services or otherwise providing information to us, you consent to the processing, transfer, and storage of information in and to the U.S. and other countries, where you may not have the same rights as you do under local law.

How Long We Store Personal Data

User data will be stored until the purpose the data was collected for has been achieved. You will be notified if your data is kept for longer than this period.

Data Retention

We have the right to keep your personal data until:

• You decide to close and delete your account (upon request to us);
• As required by law or as necessary for legitimate tax, legal, accounting, fraud, abuse prevention, and other business purposes. Data stored and kept for these purposes can be stored and remain with us even after an account is deleted.

How We Protect Your Personal Data

We use the strongest browser encryption and store all of our data on secure facilities/servers. All data is only accessible to our employees.

While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times, and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.

Children

We do not knowingly collect or use personal data from children under 16 years of age. The website is not directed towards children who are under the age of 16. If we learn that we have collected personal data from a child under 16 years of age, the personal data will be deleted as soon as possible. If a child under 16 years of age has provided us with personal data, their parent or guardian may contact our data protection officer.

Your Choices as a User

You have choices about how to protect and limit the collection, use, and sharing of information about you when you use the Services.

You have a choice to not share your name and identity from other users by using a nickname when making posts or creating hubs. You can also avoid providing personal information on your posts about yourself, your investment choices, and any level of personal information to protect your identity. You can also prefer to use an avatar instead of any personal picture of yourself.

Europe: Under the GDPR, You Have the Following Rights

• Right to be informed;
• Right of access;
• Right to rectification;
• Right to erasure;
• Right to restrict processing;
• Right to data portability; and
• Right to object.

California Users' Specific Rights

California residents or eligible California-based users have specific rights with respect to the collection and use of your personal data that we collect under the California Consumer Privacy Act ("CCPA").

You have the following rights under the CCPA:

• Right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
• Right to request delete personal information we have collected from you.
• Right not to be discriminated against regarding pricing and services as you exercise any of your rights under the CCPA. We do not offer consumers financial incentives, price differentials, or services in exchange for selling a consumer's personal information.

We do not sell information in the traditional sense but we might from time to time share individual identifiers for user persona analysis or advertising for targeted online marketing and receiving ads to our website. If you have any concerns or questions about this, please contact us at privacy@marketplays.com.

How to Access, Modify, Delete, or Challenge the Data Collected

If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to whom we disclosed your personal data, if you would like your data to be deleted or modified in any way, or if you would like to exercise any of your other rights under the GDPR, please contact our data protection officer here:

privacy@marketplays

Do Not Track Notice

Do Not Track ("DNT") is a privacy preference that you can set in certain web browsers. We do not track the users of our Site over time and across third-party websites and therefore do not respond to browser-initiated DNT signals.

How to Opt-Out of Data Collection, Use, or Disclosure

In addition to the method(s) described in the "How to Access, Modify, Delete, or Challenge the Data Collected" section, we provide the following specific opt-out methods for the forms of collection, use, or disclosure of your personal data specified below:

• You can opt-out of the use of your personal data for marketing emails. You can opt-out by clicking "unsubscribe" on the bottom of any marketing email or updating your email preferences under "Your Account".

Cookie Policy

A cookie is a small file stored on a user's hard drive by a website. Its purpose is to collect data relating to the user's browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.

We use the following types of cookies on our Site:

Modifications

This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy, we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.

Complaints

If you have any complaints about how we process your personal data, please contact us through the contact methods listed in the "Contact Information" section so that we can, where possible, resolve the issue. If you feel we have not addressed your concern in a satisfactory manner, you may contact a supervisory authority. You also have the right to directly make a complaint to a supervisory authority. You can lodge a complaint with a supervisory authority by contacting them.