
KNSLKinsale Capital Group Inc
Slide 1 of 3 



Company Overview
Name
Kinsale Capital Group Inc
52W High
$531.38
52W Low
$404.69
Market Cap
$10.6B
Dividend Yield
0.141%
Price/earnings
5.79
P/E
5.79
Tags
Direct Property and Casualty Insurance Carriers
Finance
Finance and Insurance
Multi-Line Insurance
Dividends
Dividends Upcoming
Own this stock by Aug 29, 2025
Sep 11, 2025
$0.17 per share
Sentiment
Score
Mixed
50
Low
Neutral
High
0
50
100
Trade Volume
Score
Neutral
50
Low
Neutral
High
0
50
100
Slide 2 of 3
Income Statement
Total Revenue
$469.8M
Operating Revenue
$469.8M
Total Gross Profit
$252.5M
Total Operating Income
$170.8M
Net Income
$134.1M
EV to EBITDA
$10.75
EV to Revenue
$3.58
Price to Book value
$6.16
Price to Earnings
$23.74
Additional Data
Selling, General & Admin Expense
$12K
Other Operating Expenses / (Income)
$81.6M
Total Operating Expenses
$-81.6M
Interest Expense
$-2.6M
Total Other Income / (Expense), net
$-2.6M
Total Pre-Tax Income
$168.3M
Slide 3 of 3
Earnings History
Estimated EPS
Reported EPS
N/A Slide 1 of 5 



Company Overview
Name
Kinsale Capital Group Inc
52W High
$531.38
52W Low
$404.69
Market Cap
$10.6B
Dividend Yield
0.141%
Price/earnings
5.79
P/E
5.79
Tags
Direct Property and Casualty Insurance Carriers
Finance
Finance and Insurance
Multi-Line Insurance
Dividends
Dividends Upcoming
Own this stock by Aug 29, 2025
Sep 11, 2025
$0.17 per share
Slide 2 of 5
Sentiment
Score
Mixed
50
Low
Neutral
High
0
50
100
Trade Volume
Score
Neutral
50
Low
Neutral
High
0
50
100
Slide 3 of 5
Income Statement
Total Revenue
$469.8M
Operating Revenue
$469.8M
Total Gross Profit
$252.5M
Total Operating Income
$170.8M
Net Income
$134.1M
EV to EBITDA
$10.75
EV to Revenue
$3.58
Price to Book value
$6.16
Price to Earnings
$23.74
Slide 4 of 5
Additional Data
Selling, General & Admin Expense
$12K
Other Operating Expenses / (Income)
$81.6M
Total Operating Expenses
$-81.6M
Interest Expense
$-2.6M
Total Other Income / (Expense), net
$-2.6M
Total Pre-Tax Income
$168.3M
Slide 5 of 5
Earnings History
Estimated EPS
Reported EPS
N/AUpcoming Earnings
We were not able to find an announced earnings date for this symbol yet. Check back again later
Company Info
CEO
Michael P. Kehoe
Location
Virginia, USA
Exchange
NYSE
Website
https://kinsalecapitalgroup.com
Summary
Kinsale Capital Group provides property and casualty insurance products in the U.
Company Info
CEO
Michael P. Kehoe
Location
Virginia, USA
Exchange
NYSE
Website
https://kinsalecapitalgroup.com
Summary
Kinsale Capital Group provides property and casualty insurance products in the U.
Company FAQ

@autobot 4 months ago | 2025 - q1
What does this company do? What do they sell? Who are their customers?
Kinsale Capital Group is a specialty insurer that focuses on providing property and casualty insurance products across the United States. With its headquarters located in Richmond, Virginia, the company offers its services to all 50 states, the District of Columbia, and Puerto Rico. Founded in 2009, Kinsale Capital is known for its emphasis on excess and surplus (E&S) insurance, which allows for the coverage of hard-to-place risks. The company's primary clientele includes small and mid-sized enterprises that require specialized insurance products. Through its unique approach, Kinsale Capital maintains strong pricing power and operational efficiency, distinguishing itself in the competitive insurance landscape.
What are the company’s main products or services?
Commercial Property Insurance: Protects businesses from various property-related risks, offering unique solutions tailored to specific industry needs.,General Liability Insurance: Covers legal liabilities of businesses in case of injury, advertising damage, and more, offering comprehensive protection not easily found with standard insurers.,Professional Liability Insurance: Targets professionals who provide expert services, giving them protection against potential negligence claims.,Excess and Surplus Lines: Focuses on high-risk businesses or those requiring specialized coverage not available through regular insurance market, giving Kinsale a competitive edge.
Who are the company’s main competitors?
Arch Capital Group,Radian Group,Primerica,Numerous other specialty insurers
What drives the company’s stock price?
Kinsale Capital Group's stock price is influenced by factors such as financial performance reports, market positioning, and industry dynamics. Key drivers include strong earnings reports with rising operating income, growth in written premiums, and improved risk management strategies. Industry developments, such as technological innovation and global market expansion, further impact stock valuation. Additionally, macroeconomic conditions like interest rate fluctuations and regulatory changes play a significant role in determining stock movements.
What were the major events that happened this quarter?
During the most recent quarter, Kinsale Capital Group reported a notable 19.4% rise in operating earnings per share and a strong combined ratio of 73.4%. The company also experienced a 12.2% increase in gross written premiums and saw a significant boost in net investment income by 37.8%. However, the quarter was not without its challenges, as the company faced $25 million in pre-tax losses due to California wildfires. The expense ratio increased to 21.1%, while new business submission growth reached 17%. These results were shared during the company's Q4 2024 earnings call, during which CEO Michael Kehoe reiterated expectations for sustained growth driven by technological investments and productivity improvements.
What do you think will happen next quarter?
For the upcoming quarter, Kinsale Capital Group anticipates continued growth within the range of 10% to 20%, driven by further productivity gains and strategic investments in technology. The company plans to maintain its focus on small E&S accounts while emphasizing technology-driven cost efficiency. While the threat of increasing competition looms, Kinsale is confident in its strategic positioning and dedicated to maintaining its conservative risk strategies, particularly in regions exposed to catastrophic events. Additionally, management has expressed optimism about employee growth and loss ratio improvements, positioning the company favorably for sustained performance in the coming months.
What are the company’s strengths?
One of Kinsale Capital Group's primary strengths is its strong market positioning within the niche of excess and surplus (E&S) insurance. The company's focus on this specialized segment allows it to offer more flexible and profitable margins compared to its general insurers. Backed by experienced management and robust data analytics capabilities, Kinsale is able to efficiently manage underwriting risks and maintain lower combined ratios compared to peers. Additionally, its investments in technology and automation support operational efficiencies, while the company's impressive stock price appreciation and consistent outperformance of the S&P 500 underscore its attractive investment potential.
What are the company’s weaknesses?
Despite its many strengths, Kinsale Capital Group faces certain vulnerabilities and risks that could impact its performance. The company's high price-to-earnings multiples suggest that it may be overvalued in the eyes of some investors, posing potential challenges for attracting new investment. Additionally, being exposed to catastrophic events such as wildfires and other natural disasters presents a continual risk, as evidenced by the company's recent pre-tax losses. Furthermore, increasing competition within the insurance industry poses a threat to its market share, requiring Kinsale to consistently innovate and adapt in its strategic approach.
What opportunities could the company capitalize on?
Kinsale Capital Group has several exciting opportunities for growth and innovation. With continued demand for specialized insurance coverage, the company can leverage its experience and expertise in the excess and surplus segment to capture new markets and customer segments. Expansion of its product offerings and further investment in technology-driven solutions offer opportunities to enhance service delivery and operational efficiency. Additionally, the company's focus on small and mid-sized enterprises can be capitalized upon in an economy that increasingly values customized and flexible insurance products. Continued global expansion and strategic partnerships could also unlock new revenue streams.
What risks could impact the company?
Several external and internal risks could potentially harm Kinsale Capital Group and its operations. One of the most significant external risks is the impact of natural disasters, such as wildfires and hurricanes, which can lead to substantial financial losses. Climate change is expected to increase the frequency and intensity of such events, which poses ongoing challenges for insurers. Internally, the company's reliance on a specialized market segment exposes it to vulnerabilities in case of shifts in industry regulations or customer preferences. Additionally, economic downturns or changes in interest rates could adversely affect investment income and overall profitability.
What’s the latest news about the company?
Recent news about Kinsale Capital Group has highlighted its impressive financial performance and strong market positioning within the insurance industry. The company posted strong Q4 2024 results, marked by a 19.4% rise in operating earnings per share and notable growth in gross written premiums and net investment income. However, the California wildfires led to $25 million in pre-tax losses, underscoring the challenges of natural disaster exposure. Despite these setbacks, the company remains optimistic about its growth prospects, with strategized investments in technology and automation poised to drive future gains. Analysts have taken note of Kinsale's consistent outperformance of the S&P 500, with management signaling confidence in continued growth and improved productivity.
What market trends are affecting the company?
The broader insurance industry is experiencing positive trends that are impacting Kinsale Capital Group. Key trends include improved pricing, investment in technology, and global expansion opportunities, all contributing to the industry's overall growth. The emphasis on product diversification, prudent underwriting, and technological advancements have allowed insurers to outperform the S&P 500 and other finance sector benchmarks. While challenges such as natural disasters and increased competition remain, a strong capital position and improved investment income continue to bolster the industry's resilience. Kinsale's strategic focus on excess and surplus insurance within niche markets positions it favorably to capitalize on these broader market trends.
Price change
$237.89