SoFi shares surged this week after reports that the Trump administration is considering selling off some of the $1.6 trillion in federal student loan debt to private companies. SoFi has a big student loan refinancing business and could benefit if the government steps back. CEO Anthony Noto has said SoFi would be ready to fill any gap left by the government, possibly expanding its offerings to in-school loans, not just refinancing. But there aren’t any concrete plans yet, and a similar idea was scrapped before. Investors should probably wait for more details before assuming SoFi will cash in.